Free to get started — no credit card required

The Smart Way to Track Your Budget & Expenses

Stop wondering where your money goes. Clearcent gives you a clear picture of your spending, helps you set meaningful budgets, and guides you to your financial goals — on any device, even offline.

Works on iOS · Android · Desktop · Offline support

  • 🔒Bank-Grade Security
  • 📱Works on All Devices
  • Offline Support
  • 🆓Free to Get Started
  • 🔒No Bank Connection Needed

All the Tools You Need for Financial Clarity

From daily expense logging to long-term goal tracking, Clearcent covers every aspect of your personal finance management.

Track Every Transaction

Log income and expenses in seconds. Our personal expense tracker auto-categorizes transactions so you always know where your money goes — groceries, bills, dining, or anything else.

Monthly Budget Calculator

Set a monthly budget for every spending category and instantly see how much you have left. Works as a real-time budget calculator — no spreadsheet needed.

Spending Analytics & Reports

Beautiful charts turn your raw money data into clear financial reports. Spot overspending categories, compare month-over-month trends, and make smarter money decisions.

Savings & Goal Tracker

Set a savings target — emergency fund, holiday, new laptop — and watch your progress daily. Clearcent doubles as a personal savings tracker with milestone alerts.

Calendar Expense View

See every transaction mapped on a monthly calendar. Identify high-spending days, track recurring bills, and plan ahead — all in your daily money overview.

Install as a Finance App

Add Clearcent to your home screen on iOS or Android like a native finance app. Sync instantly across all devices — desktop, tablet, and phone.

Track Every Type of Income & Expense

Clearcent works as a grocery expense tracker, bill tracker, income tracker, and everything in between — all in one free app.

  • 🍔Food & Groceries
  • 🏠Rent & Housing
  • Utilities & Bills
  • 🚗Transport & Fuel
  • 🎬Entertainment
  • 💊Health & Medical
  • 🛍️Shopping & Clothing
  • 💰Salary & Income
  • 💳Subscriptions
  • 🎓Education
  • ✈️Travel & Holidays
  • 📈Savings & Investments

+ any custom category you create

Built for Every Kind of Money Tracker

Whether you're managing a household, freelancing, or just trying to stop overspending — Clearcent fits your life.

💻

Freelancers & Self-Employed

Track irregular income streams, log project costs, and calculate your true take-home pay. Perfect as a self-employed expense tracker.

🏡

Families & Households

Manage household budgets, split shared expenses, and keep the whole family aligned on monthly spending limits.

🎓

Students on a Tight Budget

A simple student budget tracker that helps you stretch every dollar — monitor tuition, rent, food, and fun spending in one place.

🎯

Anyone Saving for a Goal

Whether you're building an emergency fund, saving for a holiday, or paying off debt — Clearcent keeps your savings goal in sight.

Up and Running in Minutes

No complex setup. No bank connections required. Just sign up and start taking control of your money.

01

Create Your Free Account

Sign up with your email or Google account in under 30 seconds. No credit card required — start tracking immediately.

02

Add Your Transactions

Log your income and expenses with a single tap. Assign categories, add notes, and attach receipts to keep everything organized.

03

Gain Financial Clarity

Watch your dashboards and charts update in real time. Understand your spending habits and make smarter money decisions.

Frequently Asked Questions

Everything you need to know about Clearcent.

Is Clearcent really free?

Yes — core expense tracking, budget planning, and spending analytics are completely free. We offer a Pro plan with advanced features like CSV/PDF data export and priority support for power users.

How does Clearcent keep my financial data secure?

Your data is encrypted at rest and in transit using industry-standard AES-256 and TLS. We use Supabase for backend storage, which provides bank-grade security. We never sell your data to third parties.

Can I use Clearcent on my phone?

Absolutely. Clearcent is a Progressive Web App (PWA) that works on iOS, Android, and all modern browsers. Install it on your home screen for a native finance app experience — even with offline support.

What kinds of expenses and income can I track?

You can track anything — groceries, rent, utility bills, transport, dining out, subscriptions, salary, freelance income, investments, and more. Create fully custom categories to match your lifestyle as a personal expense manager.

Does it work as a monthly budget calculator?

Yes. Set a monthly spending limit for each category and Clearcent shows you in real time how much you've spent and how much remains. It's a live budget calculator built into your expense tracker.

Can I track recurring bills and subscriptions?

Yes — you can log recurring transactions like rent, Netflix, gym memberships, and utility bills. The calendar view makes it easy to see upcoming bills and avoid missed payments.

Can I export my financial data?

Pro plan users can export transactions as CSV or PDF reports, perfect for monthly budgeting reviews, tax preparation, or sharing with a financial advisor.

How is Clearcent different from other budgeting apps?

Clearcent is built for simplicity and speed — no steep learning curve, no complex setup, and no forced bank connections. Just open the app, log your spending, and get clear financial insights instantly on any device.

Ready to Take Control of Your Finances?

Join the growing community of people managing their money smarter with Clearcent. Free to start, no credit card required.